In short, because the range of options presented by Australian Capital Lending dwarf that of a single banking institution. Our advice is completely unbiased, and we thrive on studying the kind of fine print that, if neglected, can land you in financial hot water. Our level of service is compassionate, and we pride ourselves on offering responsible, informative advice that can boost your business or help you to achieve to the level of home ownership you dream of.

In most cases, Australian Capital Lending’s advice comes with absolutely no fee to you. In the rare circumstances, you will be charged for our advice, we are absolutely transparent. The commission that pays for our services comes from the banks or financial situations we deal with, and because we deal with such a wide array of lenders, our brokerage service is completely free of bias.

This varies significantly depending on the loan you are applying for as well as your set of circumstances, but for a home loan you are generally expected to have at least five percent. In other situations, that can be as high as 20 percent – but there are also scenarios, like guarantor loans, where you can borrow 105 percent of the property value to cover you stamp duty as well. We recommend contacting our team for more specific advice tailored to your circumstances.

It is a common misconception by those looking for home loans that a situation such as theirs has not been seen before. Believe us, our experienced team of professionals who boast decades of experience have seen near-on every scenario you could imagine. It is this vast pool of expertise that our brokers will draw on when applying that knowledge to your situation. By contacting us, we can quickly advise you to the best course of action depending on the home or business loan you seek.